$$$ Money $$$

So, my husband and I were discussing financials the other day, and how as I am a full-time student, mom and work only part-time, he basically pays for everything (thanks honey!). It got me thinking about banking accounts and what newly married couples are doing... I remember when the hubby and I first started living together (yes, we lived in sin before we got married!) we each had our own bank accounts, and together had a joint account that paid the rent, utlitities, groceries, etc. We slowly evolved to having just a joint account (I guess we decided we liked each other enough to share our money) and that is all we have now. So, what do you and your spouse-to-be plan on doing as far as money goes? Separate accounts? Joint accounts? Are you both going to be responsible for paying any debts either of you have accrued (credit cards, car loans, school loans)? This is something to think about, if you and your fiancee have not discussed this, you may want to think about doing so. I'm interested to know what you are all doing, let us know...

Crystal